Here’s to Your Health! Expatriate Healthcare in the DR
Are you planning on relocating to the Dominican Republic and wondering what you can expect once you relocate abroad? As one of the most popular destinations for retirees as well as entrepreneurs from all over the world, the DR attracts adventure seekers looking for a beautiful, warm, and safe place to call home. With advanced infrastructure, a stable economy and government, and an extremely affordable cost of living, the Dominican Republic is a wonderful place to settle down and embrace the joy of island living.
As one of the DR’s most trusted and longstanding builders (30+ years and counting!), Casa Linda Quality Communities knows how important it is to have the right information on your side before making the leap to moving abroad. Our biggest passion, aside from building luxurious and affordable villas here in the Dominican, is making sure you have everything you need to succeed in paradise. Below, we’ll talk about one of the most important expat details you’ll want to have in mind when moving: health insurance. Read on to learn more!
Healthcare in the Dominican Republic
One of the most attractive aspects of moving the to Dominican is that you can adapt to island living without having to give up a top-tier medical system. The DR has an exceptional medical care system designed to provide quality and affordable care to all citizens and residents. At present the medical system in the DR operates under a 3-tier basis:
- Contributive (for those working in the Dominican and operating with a plan provided by employers)
- Subsidized (for low income, unemployed, or those unable to work due to an existing condition)
- Contributive subsidized (where most foreign residents will fall with private insurance plans etc).
Each tier has its own baselines and parameters, but by and large, the majority of expatriates tend to fall under the third category.
What is Covered by State Healthcare
Over the past few decades, the Dominican government has made significant strides towards universal healthcare, with today’s State coverage extending to primary and hospital care in most cases. Most significant and unanticipated expenses are part of this level of care, but to ensure that you have the coverage you need when it matters most (i.e. prescriptions, surgeries and comfort base treatments, etc.), having some form of privatized insurance is advisable for your own health and peace of mind.
Types of Insurance Coverage in the Dominican
The Dominican Republic has a wide range of insurance options available for expatriates, many of which fall under an “international” category. There is also local health insurance, as well as traveller’s insurance for snowbirds or those who are looking to vacation on the island first before making their big move.
Regardless of what option you choose, you’ll be pleasantly surprised that finding comprehensive and reliable healthcare is incredibly affordable, with some plans starting as low as $100 USD every 3 months!
Living in Paradise is Easy!
Casa Linda Quality Communities is here to help you make the most out of your time in paradise. With affordable custom villages located in our beautiful Cabarete community, the life you’ve always dreamed of is only a call away! Contact us today to learn more!